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LOAN TYPES

Atwells Capital, LLC is a private lender that provides asset-based hard money loans for real estate investors and developers, including fix-and-flip loans, bridge loans, foreclosure auction loans, acquisition loans, and refinance loans.

Fix & Flip

Short-term loans for investors to buy and renovate properties for resale, covering purchase and/or renovation costs.

Acquisition

Loans to purchase properties for holding or leasing.

Refinance

Loans to replace existing mortgages with better rates or to access property equity.

Bridge Loan

Short-term loans to fund property purchases until long-term financing or a sale is secured.

Loan Terms

Our loan products are available to real estate investors for their properties in Rhode Island and Massachusetts. We aim to keep our terms simple and offer flexible, customizable options. When evaluating or underwriting a loan, our primary focus is generally on the property's value rather than the credit or income of the borrower. Below is an overview of program features, eligibility criteria, and example terms for qualified borrowers.*

Loan Amount: $25,000-$500,000

Interest Rate: 10–14%

Amortization: Interest only monthly payments

Origination Fee: 1–4%

Term Length: 6–60 months

Loan-to-Value: Up to 100%

Closing Timeframe: 5 Days or Less

Property Types: All considered except residential property occupied by the Borrower

Cross Collateralization: Permitted

Security Type: Mortgage

Loan Purpose: Commercial or Investment

Lending Area: Massachusetts & Rhode Island

All products, services, amounts, rates, and terms may vary, are not guaranteed, and are subject to change, and all products and services may also be subject to underwriting review, credit review, applicable restrictions, terms and conditions, and additional fees. Nothing on this website is a commitment or offer to lend. All products or services are for commercial and/or investment purposes only. We are an equal opportunity lender.

*All decisions and commitments to lend and the terms thereof are in our sole and absolute discretion and remain subject to underwriting, risk assessment, receipt of required third-party deliverables, and/or credit approval.

Phone: 401-227-0330